Section 6.70. Combinations of lines and classes of insurance.

  This rule defines and delimits the permissible combinations of the lines and classes of insurance defined and delimited by s. Ins 6.75 which may be written in the same policy. Except as provided in this rule, lines and classes of insurance may not be combined in the same policy.

(1)   Combination with separate premium charges. Subject to s. Ins 2.05 , any combination of the lines and classes of insurance defined and delimited by s. Ins 6.75 , except for those described in s. Ins 6.75 (2) (h) , (i) and (k) , may be written in the same policy if a statement of separate premium charge is shown on the declarations page or on the face of the policy or in a separate written statement furnished to the policyholder. The requirement for a statement of separate premium charge does not prohibit such charges equitably reflecting differences in expected losses or expenses as contemplated by s. 625.11 (4) , Stats.

(2)   Combination with or without separate premium charges. Any combination of the lines and classes of insurance defined and delimited by s. Ins 6.75 (2) (a) , (b) , (d) , (e) , (f) and (j) may be written in the same policy with or without showing separate premium charges.

History: Emerg. cr. eff. 6-22-76; cr. Register, September, 1976, No. 249 , eff. 10-1-76; r. and recr. Register, August, 1977, No. 260 , eff. 9-1-77.