Wisconsin Administrative Code (Last Updated: January 10, 2017) |
Agency DFI. Department of Financial Institutions |
Chapters DIF-WCA1. Department of Financial Institutions-Wisconsin Consumer Act |
Chapter DFI-WCA1. Wisconsin Consumer Act |
Section 1.01. Wisconsin consumer act rules; organization. |
Section 1.05. General definitions; consumer credit transactions. |
Section 1.06. General definitions; customer. |
Section 1.07. General definitions; finance charge. |
Section 1.08. General definitions; official fees. |
Section 1.09. General definitions; required deposit balance. |
Section 1.201. Finance charge for consumer credit transactions; per diem charge. |
Section 1.22. Finance charge for consumer credit transactions; credit cards and coupon books. |
Section 1.221. Finance charge for consumer credit transactions; actuarial method-compounding. |
Section 1.23. Maximum charges; precision and rounding. |
Section 1.241. Finance charge for consumer credit transactions; minimum finance charge. |
Section 1.26. Additional charges; cost of insurance. |
Section 1.261. Additional charges; equivalent security interest. |
Section 1.262. Additional charges; title examinations. |
Section 1.263. Additional charges, appraisals, copies. |
Section 1.264. Credit insurance; signature placement. |
Section 1.271. Delinquency charges; deferred installment. |
Section 1.28. Deferral charges; unilateral deferral at no cost. |
Section 1.281. Deferral charges; alternative computation. |
Section 1.29. Deferral charges; "rule of 78". |
Section 1.30. Notice of non-performance. |
Section 1.301. Rebate on prepayment; irregular installment amounts or due dates. |
Section 1.311. General requirements and provisions; consummation. |
Section 1.32. Disclosure customer copies. |
Section 1.321. Form requirements other than open-end—set off. |
Section 1.331. Form requirements other than open-end—microfilm copies. |
Section 1.34. Prohibition of blank writings. |
Section 1.341. Notice to obligors. |
Section 1.35. Notice to obligors; open-end accounts. |
Section 1.351. Customer liability; open-end credit. |
Section 1.352. Receipts; accounting; evidence of payment; release of any security interest. |
Section 1.353. Refund anticipation loan; before the customer enters into a refund anticipation loan. |
Section 1.354. Refund anticipation loan; reasonable length of time to expect refund. |
Section 1.355. Refund anticipation loan; estimated annual percentage rate. |
Section 1.356. Refund anticipation loan; charges or fees for electronically filing an income tax return. |
Section 1.36. Receipts; accounting; evidence of payment; customer inquiries. |
Section 1.361. Assignment of earnings prohibited; revocation. |
Section 1.37. Notice of assignment; joint obligor customers. |
Section 1.371. Notice of assignment; address of customer. |
Section 1.38. Restriction on liability in consumer lease. |
Section 1.391. Restrictions on security interest; proceeds. |
Section 1.392. Waivers prohibited; dwelling. |
Section 1.44. Consumer approval transaction; duty of customer. |
Section 1.61. Cure of default; commencing legal action. |
Section 1.62. Cure of default; date of notice and tender. |
Section 1.63. Exempt property; garnishee summons. |
Section 1.64. Exempt property; medical services. |
Section 1.65. Exempt property; wages. |
Section 1.655. Exempt property; subsistence allowance. |
Section 1.66. Body attachments. |
Section 1.67. Voluntary surrender of collateral. |
Section 1.68. Nonjudicial enforcement limited; surrender of collateral. |
Section 1.69. Restrictions on deficiency judgments; amount owing. |
Section 1.70. Restrictions on deficiency judgments; repossession. |
Section 1.71. Restrictions on deficiency judgments; renouncing rights in collateral. |
Section 1.80. Investigatory powers; merchant's records. |
Section 1.81. Powers of administrator; penalty. |
Section 1.82. Powers of administrator; submission for approval. |
Section 1.85. Discrimination; unconscionable conduct. |
Section 1.86. Unsolicited credit cards; unconscionable conduct. |
Section 1.87. Sale of credit card numbers; unconscionable conduct. |
Section 1.88. Auto brokering. |
Section 1.90. Registration fees. |
History
Cr.
Register, June, 1973, No. 210
, eff. 7-1-73.